Leave farm to brother or wife?

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We had a good read. For the benefit of yourself. Be sure to read to the end. I want you to get good knowledge from Farmer Insurance . QUESTION: I am a farmer who lives in country New South Wales. I recently had an accident whilst driving my wheat header. Although I wasn't hurt too badly, I certainly could have been. This has made me start to wonder what would happen to my farm if something happened to me. I assume my brother, who I run the farm with, would automatically take it over. But I wouldn't want my wife and kids to end up with nothing. Is this a common problem? I have been searching the internet to try and find some information but I am not really sure what I am looking for. Should I just put a note in my Will? Do I need to go and see a lawyer? I have left everything in my Will to my wife. ANSWER: You are right to be concerned about what would happen to your farm. Presumably, your farm is registered as a business in the names of both you and your brother as tenants in common. If so, your interest in the farm goes to your wife should anything happen to you. Your brother would have to run the farm with your wife or buy out her share of the farm at great expense. Likewise, if anything happened to your brother his interest would pass to his wife or children. You would find yourself trying to run a business (the farm) with someone else who is not necessarily up to the challenge. The worst-case scenario is that you may have to sell the farm. Many carefully nurtured businesses have disintegrated under similar circumstances. There is a solution. The requirements of a farm are basically the same as for ...

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