Do you know about - Costa Rica's Cost of Living - Can I indeed Live on 0 a Month?!
Farmers Insurance Group! Again, for I know. Ready to share new things that are useful. You and your friends.A reoccurring question about Costa Rica from those inspecting moving, retiring or buying a second/vacation home in the area is, "What is the Costa Rica cost of living?"
What I said. It is not outcome that the real about Farmers Insurance Group. You read this article for facts about a person need to know is Farmers Insurance Group.How is Costa Rica's Cost of Living - Can I indeed Live on 0 a Month?!
Yes you can still live in Costa Rica for 0 a month ... But it's up to you!
Below are two monthly budgets shared by native U.S. Citizens that now live in Costa Rica. These budgets where posted online via contributions to the Costa Rica Living discussion group. As you will see, there is a wide divide between what each contributor considers a comfortable lifestyle ... Which of course, greatly effects the final 'cost of living'.
This is a funds for two people, living in 3 bedroom house in a mostly-safe San José neighborhood, enjoying a very nice, middle-class lifestyle. We shop at the feria (farmer's market) and have a housekeeper come in once weekly for 5 hours." -Erin (as posted 07/22/08 on Costa Rica Living)
Fyi: The following costs were given in the Costa Rica currency of the colon. Transfer rate on date of posting: ¢546 colónes = Usd
Rent: ¢185.000*
Water: ¢7.000
Electricity: ¢21.000 [revised]
Internet [high-speed]: ¢20.000
Cable Tv: ¢15.000
Phone: ¢4.000
Cell Phones (2 lines): ¢12.000
Groceries: ¢55.000
Bus: ¢10.000
Pharmacy: ¢8.000
House Cleaning: ¢20.000
Entertainment & Restaurants: ¢75.000
[Miscellaneous]: ¢50.000
Sub-total using group transportation: ¢482.000 (approximately 3.00/month)
Another Costa Rica Living contributor added that condition assurance ready through the Costa Rica "Caja" healing law runs ¢28.000 for 2 citizen over 55 (Caja healing assurance features; No Exclusions due to Pre-existing Conditions, No Deductibles, No Co-pays, No Out-of-Pocket Expenses and most Prescribed Medications at No further Costs).
Sub-total using group transportation with full healing coverage: ¢510.000 (approx. 4.00/month)
Owning a car substantially increases your cost of living, for just the gas alone. Fixed costs for a 2 year old vehicle with full coverage car assurance were reported at ¢330.000 colónes for 6 months + the every year "marchamo" registration of ¢308.000 colónes. Current gas costs for light local driving is approximated at ¢50.000 monthly and oil changes every 3,000 miles go for about ¢16.000 colónes.
Grand Total - Costa Rica "Comfortable" Cost of Living with automobile & healthcare: ¢646.000 (approx. ,183.00/month)
"How about ... The upper middle end of middle class in Costa Rica? ... The funds below is for two citizen living in a 3 bed 3.5 bath home with a pool and Jacuzzi. I have not included entertainment exterior the home ... I have however included "Legal expenses" in my budget. It is a fact that if you own anything in Costa Rica you are going to need a lawyer for everything... " -The Consul (as posted 07/22/08 on Costa Rica Living)
House Mortgage: ,400.00*
Condo [Association] Fee: 0.00
Auto Insurance: 5.00
Private condition Insurance: 5.00
Ins Insurance: .00
Health Maintenance: 0.00
Auto Fuel: 0.00
Auto Maintenance: .00
House Keeper [full time]: 3.58
Groceries: 3.77
Gardener: .00
House phone: .00
Cell Phone: .00
Legal: 0.00
Grand Total - Costa Rica "Upper Middle Suburb" Cost of Living: ¢2.118.060,75 (approx. ,886.35/month)
So there you have it ... Some are Costa Rica "middle-class" at 5/month and some "upper middle end of middle class" at ,000/week.
My own experience in Costa Rica intimately resembles the ,200.00/month example for two citizen with an automobile and Caja condition insurance. My costs contain incommunicable bilingual original school for my son but exclude major purchases that are likely one-time or little in recurrence such as household items, automobiles, etc.
When you think most native Costa Rica households 'comfortably' exist on 0 or less in total monthly income, you know those that are able to spend greater than ,000/month are doing O.K.
Bottom Line: Costs of living continue to rise world wide, but there is no greater origin of the final costs than a person's private lifestyle. Happiness is choices and the quality to pay for them in the place that you want to live ;o)
¡Pura Vida!
*Many ex-pats own their homes and automobiles outright having paid cash at the time of buy by varied means (ie: equity from previous or existing U.S. Homes, venture accounts, etc.). Leaving many retirees or relocated persons with no monthly house or car payments. If this were the case in both of the above examples, the costs of living assuming each have car expenses would be 4/month & ,500/month respectively.
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